html{scroll-behavior:smooth}
body{font-family:"Helvetica Neue",Inter,-apple-system,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
.narrow{max-width:760px}
.nav-links a:hover{color:var(--navy)}
.phead{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff}
.phead .wrap{padding:64px 24px 52px}
.eyebrow{font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:16px}
.phead h1{font-size:clamp(2rem,4.4vw,3rem);font-weight:300;letter-spacing:-.01em;line-height:1.1}
.phead h1 b{font-weight:700;color:var(--gold)}
.promise{font-size:1.18rem;color:#cfe0ea;margin-top:18px;max-width:56ch;border-left:3px solid var(--gold);padding-left:16px}
section{padding:48px 0}
h2{font-size:1.5rem;font-weight:700;color:var(--navy);letter-spacing:-.01em;margin:0 0 14px}
p{margin-bottom:16px}
.lead{font-size:1.08rem}
ol,ul{margin:0 0 16px 22px}
li{margin-bottom:8px}
.flip{background:#fff;border:1px solid var(--line);border-radius:13px;padding:24px;margin-top:8px}
.pills{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin-top:8px}
.pill{background:var(--card);border:1px solid var(--line);border-radius:13px;padding:22px}
.pill h3{font-size:1.02rem;color:var(--navy);margin-bottom:6px}
.pill p{color:var(--dim);font-size:.93rem;margin-bottom:0}
.ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:8px}
.btn{display:inline-block;padding:11px 20px;border-radius:9px;font-weight:700;font-size:.93rem}
.btn-gold{background:var(--gold);color:#1c1303}
.btn-gold:hover{background:var(--gold-deep);color:#1c1303}
.btn-ghost{border:1px solid var(--line);color:var(--navy)}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold-deep)}
footer{background:var(--navy-deep);color:#9fb3bf;padding:48px 0;font-size:.9rem}
.refs{font-size:.9rem;color:var(--dim)}
.refs a{color:var(--navy)}