html{scroll-behavior:smooth}
body{font-family:"Helvetica Neue",Inter,-apple-system,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
.nav-links a:hover{color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff}
.hero .glow{position:absolute;width:60vw;height:60vw;border-radius:50%;right:-18vw;top:-24vw;background:radial-gradient(circle,rgba(245,158,11,.16),rgba(245,158,11,0) 60%)}
.hero .wrap{position:relative;padding:84px 24px 72px}
.eyebrow{font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:18px}
.hero h1{font-size:clamp(2.4rem,5.4vw,4rem);font-weight:300;letter-spacing:-.01em;line-height:1.05;max-width:16ch}
.hero h1 b{font-weight:700;color:var(--gold)}
.hero .lede{font-size:1.18rem;color:#cfe0ea;margin-top:18px;max-width:52ch}
.ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-block;padding:12px 22px;border-radius:9px;font-weight:700;font-size:.95rem}
.btn-gold{background:var(--gold);color:#1c1303}
.btn-gold:hover{background:var(--gold-deep);color:#1c1303}
.btn-ghost{border:1px solid rgba(255,255,255,.35);color:#fff}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold)}
section{padding:64px 0}
h2{font-size:1.9rem;font-weight:700;color:var(--navy);letter-spacing:-.01em;margin-bottom:26px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}
.card{background:var(--card);border:1px solid var(--line);border-radius:13px;padding:24px;transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(18,67,92,.10)}
.card h3{font-size:1.12rem;color:var(--navy);margin-bottom:7px}
.card p{color:var(--dim);font-size:.93rem}
.card .more{display:inline-block;margin-top:12px;font-weight:700;font-size:.88rem;color:var(--gold-deep)}
.band{background:var(--navy);color:#fff}
.band .stitle{color:var(--gold)}
.band h2{color:#fff}
.band .card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12)}
.band .card h3{color:#fff}
.band .card p{color:rgba(255,255,255,.82)}
footer{background:var(--navy-deep);color:#9fb3bf;padding:48px 0;font-size:.9rem}
.band .lede-dark{color:rgba(255,255,255,.85);max-width:70ch;margin-bottom:22px}